Before you buy: Know the advantages and disadvantages of Bait ElWatin area in New Cairo… And is investing in it profitable?

In 2012, the first phase of one of the most important areas in Egypt was launched: Bait ElWatin (New Cairo), mainly designed as an investment and residential area for Egyptian expatriates, but it is generally available to all Egyptians.

It is called the “Golden Square” because it is surrounded by the most luxurious and largest residential complexes. In this article, you will learn everything about it, including its location, layout, advantages, disadvantages, and whether investing in it is guaranteed and profitable.

(Location)

Bait ElWatin is located in the eastern extension of Greater Cairo and has more than one entrance:

In the north: El-Shorouk City, Al-Rehab City, and the Cairo-Suez Road, which is one of the most important roads in Egypt due to its width and connection between all the cities in eastern Cairo.

In the south: the Southern 90th Street and the Mohamed Bin Zayed Axis, which is one of the most important axes that connects New Cairo and the Administrative Capital.

In the east: The Middle Ring Road, which connects New Cairo, the Administrative Capital, Future City, Madinaty, El-Shorouk, and Al-Obour, in addition to the New Administrative Capital.

As a result, Bait ElWatin benefits from its services and has a significant position as the new entrance to New Cairo.

In the west: The Lotus area, the Northern 90th Street, and the Clubs area.

Additionally, it is only 30 minutes away from Cairo International Airport, which is an important point for you if you travel outside Egypt frequently.

(The area and interior layout of Beit Al Watan)

It is located on an area of 5500 acres and contains more than 16,000 residential units. The area is divided into 50% for construction and 50% for green spaces, ensuring peace, privacy, and clean air, and the building regulations make the residential projects similar to villas.

They consist of a ground floor with a private garden and three repeated floors, meaning that the number of apartments is small, the space between residential units is wide, and there is no population density or traffic congestion.

The area consists of 8 neighborhoods separated by a large service area called “View Zone.” The first area includes individual neighborhoods (1st, 3rd, 5th, 7th), and the second area includes paired neighborhoods (2nd, 4th, 6th, 8th).

“View Zone” is a green space that includes service and recreational areas, schools, clubs, and commercial complexes. Beit Al Watan is planned professionally, with each neighborhood overlooking the “View Zone,” providing easy access to all its services.

Beit Al Watan extends to include two additional areas: South Suez (Supplementary) and the North House, which is located in the first neighborhood.

Its drawbacks are:

It is unsuitable for immediate housing because most of the area is still under construction, but it is very suitable for investment.

It has rocky areas and low-lying areas, and you need to know exactly what type of area you are buying in. If it’s rocky, the problem is that it will take a long time to dig because the soil needs to be prepared for housing. If it’s low-lying, the problem is water accumulation, which may make it difficult to drain, so you need to make sure that the area allows water to flow quickly.

Its advantages are:

1- Due to its strategic location, it is easy to reach and from it, ensuring that you will not get lost or waste time on the road.

2-The infrastructure and facilities are of the highest quality, with an 80% completion rate, including:

A completely new electricity network.

A large rainwater drainage network.

Fiber-optic cables for the internet and landline phones.

A complete and integrated transportation network, the most prominent of which is the monorail train that includes 22 stations, starting from the Stadium Station in the heart of Nasr City to the Administrative Capital.

3- It is a highly vibrant area because it overlooks the club’s area, including Al-Ahly Club, Police Club, Al-Jazeera Club, Hunting Club, Wadi Degla Club, Platinum Club, Banque Misr Club, and Royal Sporting Club.

4- It is distinguished by its educational services because it is close to Egyptian and international schools and universities, such as Al Yaser School, Green Heights School, Canadian School, French School, German School, Egyptian Language School, American University, German University, Canadian University, Police Academy, Future University, and British University.

5- There are many commercial malls such as Cairo Festival, Point 90, Park Mall, Galleria Mall, and Spot Mall.

Is investing in the Beit Al Watan area guaranteed and profitable?

The strategic location and advantages, in addition to being a government direction, all prove that the return on investment is guaranteed. This is further confirmed by the history of the area, as in 2012 the price per square meter was between 4,000 to 4,500 EGP, and at that time there was a high demand for the area.

In early 2018, due to the development of the city and the infrastructure, the price per square meter increased by 25%. In 2022, the price per square meter increased by another 25%. Therefore, if you invest your money in Beit Al Watan, you will preserve its value and increase it without being affected by inflation.

There is a rule of safety in investment that says “Don’t be the first or the last.” At the beginning, there is a risk percentage, and at the end, many people have already invested, so they may miss a good investment opportunity and not earn a high return.

The best stage is always the middle stage, and fortunately, Beit Al Watan is in that stage now. Some people have already bought in 2012, took a risk, and made a profit. If you want to take advantage of this suitable period and invest your money and learn more details about Beit Al Watan, please leave us your information and we will be with you step by step.

During inflation… Is real estate investment the right choice?

The real estate market has always been of interest to Egyptians, as it is a tangible asset and a safe haven that preserves the value of money. However, with the occurrence of economic crises such as inflation that affects everything, we have started to think more than once before putting our money into any investment, as this is not the right time for any wrong choices. So, is real estate investment still the right decision during the inflationary periods we are experiencing?

To answer this question, we need first to address three important questions:

1- What is inflation?

Inflation simply means that the money you have today won’t be able to buy the same things that you bought with it yesterday. This means that prices have increased and the purchasing power of your money has decreased. Inflation has many causes, the most important of which are:

Global crises, such as the COVID-19 pandemic, and the Russo-Ukrainian War, which have had a major impact on global buying and selling activities.

A significant increase in demand for goods or services can occur for various reasons such as population growth or monopolistic practices by some businesses. In all cases, this leads to a situation where demand exceeds supply, causing prices to rise and the currency’s value to decline, which results in inflation.

All of this has a significant impact on the economies of countries and all sectors. For example, the banking sector in the United States experienced the second-largest bank collapse in the country’s history when Silicon Valley Bank filed for bankruptcy in March 2023. Real estate, like any other sector, is also heavily affected by inflation. This leads us to the second question…

2- How does the real estate market get affected by inflation?

When inflation occurs and interest rates increase, the cost of mortgage loans also increases. This leads to a decrease in demand for real estate, as not everyone can afford to borrow at a higher interest rate.

Additionally, during the COVID-19 pandemic and the Russia-Ukraine conflict, the Egyptian real estate market experienced a significant slowdown in early 2020. According to Morder Intelligence, sales decreased by 30-40% due to the high increase in the prices of basic building materials such as cement and iron, as well as supply chain disruptions and import price hikes. All of these factors led to an increase in the final price of real estate for consumers.

During this time, there was also a significant comparison and confusion between the most important saving and investment tools, namely real estate, banks, and gold. This leads us to the third question…

3- How did gold and banks get affected by inflation?

A- Bank Certificates:

If you had invested your money in an 18% certificate right after it was announced on March 21, 2022, let’s see how it will be affected by inflation. We can calculate the real return on your investment, which equals (the expected return – the annual inflation rate at the time you receive your return). If you receive your return at the inflation rate announced in February 2023, which is 40.3%, then the real return on your investment would be 18% – 40.3% = -22.3%. This means that you have lost 22% of your purchasing power.

B- Gold:

Gold prices are unstable over the years because they are heavily tied to the US dollar. Gold prices dropped by 2% in March 2023 after the hearing session conducted by the Federal Reserve Governor, Jerome Powell, who stated that he would raise interest rates. This greatly affected the price of gold now and is expected to affect it even more later. This is because inflation is not contracting, and unfortunately, the value of your money decreases if it is in gold.

As a result of the losses that people have experienced from bank certificates and gold, money started to move toward real estate. Based on all the information we have mentioned above, we can now answer our main question…

Is real estate investment the right choice in times of inflation?

The answer is yes because real estate prices in Egypt increased by 7.5% in late 2020 “according to a report issued by the global real estate consultancy company (Knight Frank)”. In the first 9 months of 2021, the real estate market witnessed a growth of 59%, followed by a slowdown in sales activity in early 2022. However, by the end of the year, real estate prices increased by 17% “according to a report by JLL, the global real estate services company”. All of this makes the real estate market one of the fastest-growing markets in the world. You can imagine the significant returns for investors who bought during the pandemic or afterward. This confirms the statement by former US congressman Will Rogers who said “Don’t wait to buy real estate, buy real estate and wait”; because you will reap many benefits from your investment later.

Inflation has a positive effect on real estate, and they have a reciprocal relationship because as inflation increases, real estate prices increase. Here, you benefit from inflation in two ways:

Selling your unit: Recently, President Abdel Fattah El-Sisi removed all restrictions on foreigners’ ownership of Egyptian properties, which makes selling real estate easier and faster due to the devaluation of the Egyptian currency against foreign currencies. This opens up a new field for investment and encourages foreigners to buy in Egypt, thus ensuring the quick sale of your unit at a significant profit for you. Of course, you can also sell it normally to Egyptians and still benefit from the continuous increase in real estate prices.

Renting your unit: The rental market is very active now because many people prefer to rent due to the high ownership prices, thus ensuring a steady and guaranteed income from your property.

Also, what ensures that you will achieve a profit in light of the rising prices is that the demand for real estate has increased by 25-30%, and building materials prices have increased by 5%. This means that the demand and profit are higher than the cost you pay.

The best investment on earth is the earth itself because the need for housing is a basic human need that cannot be dispensed with. This is especially true in light of the high rates of marriage and population growth, and regardless of any crisis the world may go through, you are guaranteed that your investment is protected and secure and that it will bring you continuous and high profits as long as humanity exists on the planet. So, if you want to invest your money in a secure investment and don’t know how to start or where to begin, contact us and we will guide you step by step in choosing the most suitable units for you that will bring you the highest return, to after-sales services.

TAWABEQ…we elevate your dreams to new horizons.

Before you buy: Do you know the advantages and disadvantages of the Andalusia area? And is investing in its profitable?

(Introduction)

In the past 20 years, New Cairo has become home to premium residential areas designed to meet the needs of its residents at a high level of quality. One of the newest and most important of these areas is Andalusia, known as “New Cairo’s Spain” for its beauty, modern urban planning, and excellent internal division that divides the neighborhood into 4 areas. In this article, we will take you on a journey to discover all the details of the neighborhood.

(Location)

The neighborhood is directly located on Southern 90 Street, which can be easily reached as it is only 20km away from the entrance of New Cairo – the Tantawi Axis. Once you arrive in Andalusia, all the main roads and axes will be around you.

To the north of the area is Victory Road, which includes the Clubs Area, Lotus District, Northern 90 Street, and Mohamed bin Zayed Axis. You can easily reach the Administrative Capital, and the Cairo-Suez Desert Road from this area.

To the east is the Middle Ring Road and the Southern 90 Street.

To the south is the Ain Sokhna Road.

To the west are the Obour Road, Mohamed Naguib Axis, and the Fifth Settlement.

All of this ensures that no time is wasted on the road, and you can easily reach the important areas in a faster and more convenient way.

(Services)

The strategic location of Al-Andalus had a great impact on the diversity of services available in the area and its surroundings, such as:

Educational services: In the southern part of the neighborhood, there are universities and private institutes such as the Future University, Canadian International College (CIC EGYPT) for modern media technology, International Institute for Languages and Commerce, in addition to being close to the American and German Universities.

Entertainment services: The neighborhood is close to some of the most important and largest entertainment sites in New Cairo, such as the Clubs area (Al-Ahly Club, Banque Misr Club, Wadi Degla Club, Platinum Club, and Royal Sporting Club), Petrified Forest Reserve, and Wadi Degla Lake.

Commercial services: There are several large malls near the neighborhood, such as Patio Mall, Point 90 Mall, and Concord Plaza Mall.

Additionally, it is close to the most important neighborhoods in New Cairo, such as Al-Lotus and Fifth Settlement, and thus benefits from their services.

(Features):

The proximity to various services reflects the high level of comfort that you and your family can enjoy.
You can benefit from excellent infrastructure as all basic infrastructure works (electricity, water, gas) are available, in addition to a high-level sewage system, paved roads, and wide streets. For example, even the narrowest streets in the neighborhood are 16 meters wide, ensuring no traffic congestion.
The low population density creates a peaceful atmosphere with a population density of up to 30,000 people on an area of 1000 square kilometers, which means that there are around 30 people per square kilometer.
All the projects are distinguished by their different architectural designs and low-rise building height, consisting of only a ground floor and three repeated floors, just like the design of villas.
Large green spaces are available, and the area has four major parks with an area of over 6000 square meters, ensuring the quality of public health through fresh air. Despite its many advantages, there are some minor drawbacks.

(Disadvantages):

There is a large sewage station between Al-Andalus 1 and 2, so those who overlook it will face difficulties in terms of investment and resale.
Also, there are some illegal projects, so you must be very careful when buying.

(Conclusion):

In short, Al-Andalus is a first-class residential, entertainment, and service area. Its location and many features have been significant reason for attracting investors, developers, and residents. In addition, in 2022, property prices in Al-Andalus increased by more than 16.66%, and the average purchasing level exceeded 50%, indicating high, tangible, and fast returns on investment in the area. So, if you want to secure your financial future and learn more about the best investment opportunities available in Al-Andalus, provide us with your information, and we will be with you step by step.
TAWABEQ.. We elevate dreams to new heights

Your guide from A to Z about the Louts area

The Lotus area is one of the most important areas in New Cairo, and it has developed rapidly in recent years. In this article, you will learn all the information about it, including its location, internal subdivisions, areas, features, and drawbacks. This is to help you understand more about the best desired residential areas in the heart of New Cairo.

1- Location:

It is located in the center of New Cairo, specifically in the eastern part of it. Its north and south boundaries are the 90 North and 90 South roads, respectively, which are connected by Al-Nawadi Street. It is also close to

a. The Fifth Settlement and the American University.

b. The Ben Zayed axis leads you to the New Administrative Capital and Madinaty in the shortest possible time.

c. The Ring Road connects the New Cairo districts to the Cairo-Suez desert road.

2- Internal subdivision of the area:

It consists of 40% of buildings and residential units, 30% dedicated to entertainment services and green spaces, and 30% designated for commercial and administrative buildings. Its distinctive subdivision is in the shape of the Lotus flower, ensuring the best distribution of services and places.

3- Lotus areas:

It consists of three main areas:

a. The Northern Lotus:

Directly located on North 90th Street, it has essential services and entertainment facilities such as shops and clubs.

b. The Southern Lotus:

Runs parallel to 90 South Street and is one of the best areas in New Cairo because it is close to vital areas and has all the necessary services.

c. The New Lotus:

Located in the middle of the Northern and Southern Lotus, thus benefiting from all their advantages. It is a fertile area for services, malls, projects, medical centers, and administrative offices. It is also famous for its calmness due to its low population density, and it offers a variety of spaces starting from 150m to 250m.

4- Unique features that distinguish it from any other area:

Its strategic location provides ease and speed of movement, whether inside or outside the area. Additionally, it has… (the article ends abruptly, so there is no further information provided).

Despite its many advantages, the Lotus area also has some drawbacks. One of the main concerns is the high density of the population in some parts, which can lead to traffic congestion and a lack of parking spaces. Additionally, some residents have reported issues with noise pollution due to the presence of busy roads and commercial areas. However, it’s worth noting that these drawbacks are not unique to the Lotus area and are common in many other urban areas.Overall, the Lotus area is a rapidly developing and desirable residential area in the heart of New Cairo. Its strategic location, unique design, and abundance of amenities make it a popular choice for many residents. However, as with any area, it’s important to consider both the advantages and drawbacks before deciding to live there.

The most important and famous 3 types of investments to preserve your money from inflation.

Investment is a fundamental element in securing your financial future and achieving your long-term goals. In the previous article, we discussed the difference between investment and saving in general, and how to balance them to preserve your money. In this article, we will focus on types of investment because they are numerous and diverse, and each choice has advantages and disadvantages. We will help you understand more about the most important and popular investment methods.

A- The Stock Market:

Simply put, it is a market where the seller and the buyer meet, but it is not a market for goods, rather it is a market for securities such as stocks, bonds, and investment funds.

1- Stocks:

Suppose there is a company that wants to increase its capital or expand further. It can do something called an “Initial Public Offering” (IPO), which means that the company is listed on the stock market, and therefore anyone can buy a part of this company. You can become a buyer and own a share. As the company makes a profit, you will have a percentage of the profits since you are a shareholder. As the value of the company grows, the price of your share increases, and you can benefit from it by selling it.

Advantages of investing in stocks:

It helps combat inflation because you are putting your money into a valuable financial asset that grows over time.
It is easy to buy and sell, thus providing you with financial liquidity.
As the economy grows, your investment grows.

Disadvantages of investing in stocks:

The stock market is always volatile and risky, so the value of your shares can decrease significantly and unexpectedly, causing you to lose all your money. Therefore, there is no guarantee of return on your investment (you are a partner in profit and loss).
You need much experience and knowledge of the stock market, financial data, market trends, company performance, economic conditions, and political events.
There are fees and currencies on your returns.

2- Bonds.

If a government or company wants to fund a specific project and needs money, but doesn’t want a partnership like stocks, they issue bonds. With bonds, you lend the company a certain amount for an agreed-upon period, and in return, you receive periodic interest in the form of coupons. At the end of the period, you receive the full amount you initially invested.

Advantages of bonds:

They provide a fixed income through periodic interest.
Their risks are lower than stocks.

Disadvantages of bonds:

The return is low because there is no risk (as a general rule, the higher the risk, the higher the return).
The value of your investment may decrease due to inflation since your money is tied up for a specific period.

3- Mutual Funds (found in the stock market and banks):

If you want to invest in bonds or stocks but don’t have the expertise or time, and you also want to guarantee your money in certificates or bank deposits, then mutual funds are the solution. They are a fund with money from a large number of investors, managed by experts on your behalf. They have a strategy to achieve profits, and the fund invests in multiple financial instruments, such as stocks, bonds, certificates of deposit, or a combination of these based on the fund’s type and direction. They provide periodic or cumulative returns.

Advantages of mutual funds:

You can withdraw your money at any time without penalty, unlike certificates.
Professionals with expertise manage your investment, so you don’t have to spend time or effort tracking it.
Diversification and investment in multiple things at the same time.

Disadvantages of mutual funds:

They have administrative fees and expenses, which are deducted from your investment, whether the fund makes a profit or not, reducing your return rate.
The profits are not fixed or guaranteed.

B – Real Estate.

It is one of the safest commodities at any time and in any place because the need for housing is always a priority for human needs. This means that when you invest in real estate, you ensure that you will achieve a high return because it is a permanent investment as long as there are people. The real estate market is one of the markets that is characterized by its growth, especially in Egypt. According to a report by the global real estate consulting company, Knight Frank, “Real estate prices in Egypt rose by 7.5% in 2020, making it one of the fastest-growing real estate markets in the world.”

Advantages:

It provides a steady and continuous income if you buy a property and rent it out.
Its value increases over time, which means that you can earn more money if you decide to sell it.
It is one of the investments that preserve your money and face inflation to a great extent.
You have complete control over your investment, unlike stocks and funds.
There is no risk involved.
It is a tangible asset and easy to deal with even without much experience.
It is a permanent and continuous investment for you and your family.
There is great diversity in the real estate market so that you can invest in residential, commercial, medical, or industrial units.

Disadvantages:

Unlike stocks, you cannot sell a part of it if you need some money.
It requires effort to manage the property, collect rent, and maintain it.
If you choose a property in an unremarkable location or one with many problems, it will be difficult, effortful, and time-consuming to sell it later on.

C- Gold.

It is one of the precious metals, known for its importance since ancient times. It is a store of value, which is why it is used for investment purposes.

Advantages:

A physical asset that can be stored, unlike stocks and bonds.
A haven asset, as it tends to retain its value.
One of the most widely demanded financial assets globally. The global demand for gold in 2021 was more than 815 tons.
Its market trends and future prices can be easily identified, as it is linked to the price of the dollar.

Disadvantages:

It does not generate any continuous cash flow like interest and profits from certificates and stocks. You buy it and wait for the price to rise before selling it and making a profit from the price difference.
It is greatly affected by political situations, causing significant fluctuations in its prices.
If you store gold in a bank vault, for example, you will incur storage and insurance fees.
You may face difficulty selling it.

There are many types of investments, each with its advantages and disadvantages. It is natural to be unsure of the best decision to make and which one will help you invest your money properly and earn more. However, real estate investment remains the safest and most profitable investment, and your money will increase year after year, as real estate prices always experience continuous growth due to high demand. This is according to a report issued by “Knight Frank” a real estate company, which stated that real estate prices in Egypt have been rising since 2020, with apartment prices increasing by 14%, villas by 8%, and lands by 20%. Therefore, economic experts always advise investing in real estate because it protects your money and provides high returns in the short and long term. In the next article, we will provide more information about investing in real estate, as well as tips for investors who want to start and succeed in this field. Stay tuned.

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Type of investment, financial investments, real estate investment, stock investment, commodity investment, digital currency investment, investment in investment funds, gold investment, wealth management, investment

The best way to protect your money… saving or investing?

-One of the most fateful choices in your life is “choosing the path where your money is going,” and the topic is critical because it affects not only you and your future but also the people responsible for you, especially at this time because prices continue to rise and the value of the currency continues to fall.. So you need to calculate it correctly.. do you save your money or invest it.

First of all, what is saving?

It is thrift. You save money on the side so that you can use it in the short term, in addition to these funds being supportive for you in emergency cases such as travel, medical bills, car repair, and so on. It is a short-term saving, but if you are saving for retirement, for example, or your children’s education, it is a long-term saving.

SAVING can be either mandatory or optional. Mandatory saving is applied to you by laws or regulations to benefit you later on. For example, the company you work for deducts a portion of your salary throughout your employment to benefit you in retirement as social insurance or pension fund.

Optional saving is when you voluntarily save money and deposit it into bank accounts or certificates of deposit, which are among the most popular savings methods, and there is a significant difference between them.

(Bank deposits and savings certificates).

Bank deposits: Simply put, it’s when you leave your money with a bank as a deposit, and they keep it for a certain period of time, which could be (a week, a month, 3 months, 6 months, a year, or more) depending on what you want. The bank then pays you interest on a daily, monthly, quarterly, or another basis, depending on the type of deposit you have chosen. You can break the deposit at any time, but you will lose a portion of your money.

As for savings certificates, they are like deposits in that they are savings instrument that holds your money and pays you interest for the duration of the certificate, which can range from one to ten years. The advantage of savings certificates is that they offer a higher return than deposits, but you cannot withdraw the certificate until six months have passed. Additionally, you will lose a portion of your money if you break the certificate.

(Pros of saving)

In general, saving is of great importance and has many advantages, as Benjamin Franklin, one of the founders of the United States, emphasized when he said, “A penny saved is a penny earned.” It is an emergency fund that can help you in any crisis, and finance any short-term goal, and there is no risk or need for speculation, as your money is secured in a deposit or certificate. Moreover, it is a liquid asset that can be easily used at any time.

(Cons of saving)

money is fluid and easy to use at any time. so it can be spent on unnecessary things and to a large extent, money cannot be controlled.

The biggest disadvantage of savings, in general, is that the amount you have saved for more than a year, for example, it is possible to lose its value in moments, and this happens due to inflation, the “hidden thief of savings” as Margaret Thatcher, the former British prime minister, called it.

For example, imagine that you saved 2 million pounds and decided to buy a property, found something that you liked at the same price as yours, and said that you would buy it in a few months. Suddenly, inflation occurred, which means that prices rose and the value of your money fell. Therefore, you need to add funds to the funds that you have in order to be able to purchase the property. In general, you have lost a significant part of your money, and it is still in place.

(Investing)

On the other hand, there is (investing): it is any way that increases your money and maintains its value, such as employing it in a certain area, making a long-term profit, and focusing more on this long-term aspect. If you focus on the short term, you may engage in speculation, which is when you know that a certain item will become more expensive in the future, so you buy it before the price rises, and then sell it for profit. This is based not on market analysis and its study, but on rumors. Speculation is not guaranteed, and its risks are high.

In turn, the investment should last for a long time, and you should make your decision based on a thorough analysis and study, and all this ensures that any risks or losses that may occur are minimized. The advantage of investing is that it secures your future and responsible life from you, provides you with a big profit with little effort, and most importantly, protects your money from any crisis or inflation because your money increases with any rise in prices.

This makes about 75% of financial advisers in America in 2020 recommend their clients to invest (according to market watch), and on this basis, the Federal Reserve surveyed in the same year, and the result recommended was: that the average household net worth in the United States was 121.700 dollars, and this is because the majority of citizens are investors in real estate.

It is also applicable to real estate investment in Egypt because the real estate market increased by 17% in terms of price in 2020 – according to the report issued by JLL, the international real estate services company – and it brought a large income, and provided capital to people who invested in real estate.

Why do most people prefer saving to investing?

Because, as humans, we like to always feel safe, we spend money on certificates, deposits, etc. Ways in which there is no risk. And we are afraid to invest even if it is more profitable; because it involves high risks, although risks are always associated with interest and large returns.

Why do some people fail to invest?

1-because he needs patience and continuity.

2-lack of knowledge and experience (and do not worry from this point because we will make a whole series about investing).

In general, the purpose of saving and investing is to accumulate funds and use them in the future. They are two sides of the same coin, but it can remain the same coin, and it can be more than one.

(The solution).

Save to invest, as Grant Cardone, a real estate investor, and entrepreneur, said, “investing puts money into the business, and the only reason to save money is to invest it”.

This is what Warren Buffett did when he was 11 years old, he saved 114 dollars, and instead of keeping them in a savings account, he invested these funds, and he kept investing until he arrived now and became one of the 10 richest men in the world with a net worth estimated at more than 100 billion dollars.

The basic rule before investing is that you save enough for your needs and the needs of your home for 3:6 months.

(Conclusion)

Saving is important in that it covers you for any short-term commitment or any urgent need, but it will not be able to protect you from inflation that occurs continuously, and therefore investment thinking is the solution; Because it will provide you with a high return, through which you can achieve all long-term goals such as retirement, or educating your children and securing their future.

In general, always ask yourself: Why do you save when you can invest? What types of investment? Advantages and disadvantages of each type! And what is the most suitable thing for you? Wait for the next article to know all this and more.

7 things you need to know about New Cairo before you move in

In the year 2000, the government decided to build a new city with advanced infrastructure and services to reduce congestion and population density in Greater Cairo. This is how “New Cairo” was born, one of the most important and beautiful cities in Egypt.

1- (The location).

Its location is one of its biggest advantages, as it is situated in eastern Cairo and connected to all Egyptian cities by main roads and highways. To the north is the Cairo-Suez desert road, to the south is the Ain Sokhna road, to the east is the Middle Ring Road, and to the west is the Ring Road and the Tantawi Axis. All of this has made it easy to travel to and from the city, as well as led to a continuous and increasing movement in the real estate market.

New Cairo is also close to Cairo International Airport, making it a suitable location for both local and international investors. The city is located 350 meters above sea level, resulting in a mild and pleasant climate throughout the year compared to Greater Cairo.

2- (The Area).

The New Cairo area enjoys calmness and spacious neighborhoods, as its area exceeds 85,000 acres. Additionally, these neighborhoods are connected to each other through more than one main road and axis, including the Northern and Southern 90 roads, as well as the Mohamed Naguib, Talat Harb, and Gamal Abdel Nasser axes.

3- (The most important areas and residential clusters) (we will talk about each area in detail in upcoming articles).

New Cairo is divided into several neighborhoods, each with its unique characteristics, such as:

– Lotus: the heart of New Cairo, located north of the Northern 90 Road and south of the Southern 90 Road. The area is characterized by a large residential, commercial, entertainment, and service base, which makes its return on investment high.

– Andalus: located directly on the Southern 90 Road and near the American University, the Clubs area, the New Administrative Capital, the Mohamed Bin Zayed Axis, and the Middle Ring Road. It is a luxurious residential neighborhood with low population density and integrated infrastructure.

– Beit Al Watan: located between Al Rehab and Madinaty, and close to the New Administrative Capital, the Middle Ring Road, the Suez Road, the Northern 90 Road, and the Mohamed Bin Zayed Axis, making it one of the best areas for investment.

– The First Settlement: the first area established in New Cairo, which includes various residential clusters – medium, luxurious, and villas – and features distinctive neighborhoods such as Al Banafseg, Al Yasmin, Al Qarnfoul, and the Northern Investors and its extension.

– The Third Settlement: located in the south of the German University and next to the Katameya area, it features a large group of entertainment services. It is close to the Fifth Settlement.

– Fifth Settlement: One of the most popular areas in New Cairo due to its central location, and commercial, recreational, and educational services. It is located between Maadi and Heliopolis, about 20 minutes away from Downtown Cairo, and is also close to many important roads such as the Tahrir-Mohandessin axis, the Suez road, Ain Sokhna road, Marsa Matrouh road, and the Ring Road.

– Al-Narges (and its southern extension): Located next to the Fifth Settlement and thus benefit from its same advantages. It overlooks the Talaat Harb, Gamal Abdel Nasser, and Mohamed Naguib axes.

– East of the Academy: Located between the El Yasmeen neighborhood and the Police Academy, it has a variety of residential buildings ranging from medium to luxury.

– South of the Academy: Has a great geographical location as it is located next to Cairo Festival City and is surrounded by the El Yasmeen neighborhood to the east, the Police Academy to the north, and the northern 90th street to the south.

– Tamr Henna: Located near Al Rehab City, the club area, and northern 90th street.

4- (The Services).

The city boasts a wide and diverse range of services, and according to the “New Urban Communities Authority,” New Cairo has over 6,400 service areas, including:

– Educational: More than 34 educational buildings (Egyptian and international schools and universities such as Al-Yasser Private Language School, Akhnaton Language School, Egyptian Language School, European School, French International School, American University, German University, Canadian University, Future University, and Police Academy).

– Health: More than 12 hospitals, health units, and pharmacies such as (Air Force Specialized Hospital, Tabarak Hospital, Al-Banafsaj Center, Al-Tabib Center, Al-Manar Medical Center, Medical Park Clinics, Elite Clinics, Saif Pharmacies, Al-Ezbey Pharmacies).

– Sports: The club area includes a large number of famous Egyptian clubs such as (Al-Ahly Club, Wadi Degla Club, Al-Zohour Club, and Royal Sporting Club), in addition to youth centers and five-a-side and three-a-side courts.

– Entertainment and commercial: More than 12 entertainment and commercial buildings are represented in the malls spread throughout the city, such as (Cairo Festival City Mall, Point 90, Downtown Katameya, Americana Plaza, and Concord Plaza).

– Religious: More than 20 mosques such as (Police Mosque, Hassan Al-Sharbatly Mosque, and Quba Mosque).

5- (The Facilities).

The facilities are available in high quality and throughout the city to serve all its areas in terms of:

– Water: The network’s length exceeds 2,000,000 kilometers (ensuring a clean and continuous water supply).

– Sewage: The network’s length is over 1,000,000 kilometers.

– Electricity: The network’s length exceeds 9,000,000 kilometers.

– Transportation: Road networks exceed 5000 kilometers (providing ease of movement and transportation).

– Agriculture: The area of green spaces is more than 1000 acres (ensuring clean air in the city).

– Industry: The total area of industrial land is more than 1000 acres.

6- (cons of living in New Cairo).

– Property prices are continuously increasing, whether you are buying or renting. (However, this is a good indication that the return on investment is always high).

– If you do not have a car, there will be a high cost for daily transportation.

– In some places, the cost of services and goods is high because the rent for shops is also high. This increases the price of services and goods to cover the cost of commercial activity. (But on the investment level, you can take advantage of this and invest in a commercial unit, which ensures a high return in the short and long term).

– As we mentioned, New Cairo is 350m above sea level, which makes it one of the coldest cities in Egypt during the winter.

7- (pros of living in New Cairo).

– The diversity of services in the area makes life easier and better for you and your family. You can choose from a variety of schools and universities, as well as high-quality healthcare services, numerous clubs and entertainment venues, and various shopping options spread throughout the city.

– The demand for housing in New Cairo is constantly increasing, which makes the return on your investment here high.

– The unique planning and design of the city provide peace, wide spaces, and low population density.

– The city is safe with very low crime rates.

– It is close to Cairo International Airport, which is a good point for frequent travelers.

– The modern infrastructure includes sewage systems, well-maintained roads, and constant electricity and water supplies, which means you can enjoy a high standard of living with minimal disruptions.

– The fresh air is a result of the gardens and green spaces.

– The residential buildings are diverse in terms of quality, ranging from average to luxury.

In conclusion, New Cairo is a city with its own advantages and disadvantages like any other city in the world. However, it remains a distinctive destination for housing and a point of attraction for many investors and developers, thanks to its strategic location, wide area, diverse services, unique neighborhoods, and high-quality facilities. In general, the city offers many excellent opportunities, whether now or in the future, making it worth considering if you are looking for the best residential area or a smart investment opportunity with high returns.

Find Us

Address Building No. 22 – Southern Lotus District, District 6 – Fifth Settlement – New Cairo